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PRIVATE LOAN

Looking for a private loan in Delhi or personal loan from private financer in Delhi? Vintage Finance is here to provide you an instant loan in Delhi. The very first step before looking for a private loan is to assess your financial circumstance. The main reason why a personal loan or a private loan in Delhi is desirable is that it’s unsecured. When you get a personal loan from private financer in Delhi, you can use the amount in any way you decide on.


A personal loan from private financer in Delhi offer instant funds. It might be right for you if you want to fund a big expense or if you want to consolidate debt with the help of instant loan in Delhi. Acquiring a bad credit private loan in Delhi is both easy and fast.


Why choose a private loan in Delhi from VINTAGE FINANCE?

We are the one reputed private finance companies in Delhi with our easy & fast process: You want money fast even with a bad credit score, we provide it to you with our easy & fast process.

VINTAGE FINANCE: When you take your first loan from us you automatically become a member of the VINTAGE FINANCE by default. After that, you also get various discounts and offers on our large category of products and services which will help in increasing your savings even more.

Transparency: Our transparent and upfront information helps you in making your final decision based on our service with no hidden costs.

Personal touch: We’re the people who know exactly how it feels when facing a financial crunch so we are always happy to help you at anytime you need an instant loan. Our customer service lines are always open to help and support you.

Our Salient Features

  • Borrow up to Rs 15,00,000 for any purpose, depending on your requirements.
  • Repay with easy EMIs.
  • Avail Attractive Interest Rates
  • Speedy Loan Approval.
  • Flexible repayment options, ranging from 12 to 24 months
  • Convenience of service at your doorstep.

Private Loan

  • Loans available for salaried individuals
  • Loans are available from Rs 1,00,000 to 15,00,000/-
  • Repayment tenures from 12 to 24 months
  • Best in Class Rate of Interest
  • Simplified documentation.
  • Simple procedure, minimal documentation and quick approval

Private Loan for Salaried

Private Loan is a kind of unsecured loan, given to borrowers for personal use and does not require any security or collateral. While drawing the Private Loan you are not required to disclose the end use of the borrowed money and can pay off the amount of loan in easy instalments.

Quantum of Private Loan

Quantum of Private Loan for salaried person is estimated on the basis of income of applicant, credit score, capacity of repayment, and steadiness of source of income for such applicant.

Repayment Tenure

Repayment schedule provides the amount of each EMI, due dates and breakup between principal and interest components. It also provides the outstanding principal after realization of each EMI.

Eligibility

Minimum age of Applicant : 21 years

Maximum age of Applicant at loan maturity : 60 years

Minimum employment : Minimum 2 years in employment and minimum 6 months in the current organization

Minimum Net Monthly Income : Rs 40,000 Family Income / Rs 25,000 per month (Loan applicable for Delhi/NCR only)

List of Documents required

Identity proof: Pan Card/Passport/Election Card/Photo Identity issued by Government, Defence Services, Public Sector undertaking/Driving Licence/Photo Credit Card/Employees ID Card, Letter/card issued by UIDAI containing the details of name, photograph, address and Aadhaar number.

Income proof: Latest salary slip showing all deductions or Form 16 along with current dated salary certificate or ITR (last 2 years).

Residence proof: Bank Account Statement/ Latest Electricity Bill/ Latest Telephone Bill/ Latest Credit Card Bill/ Employers letter certifying current mailing address/Passport(Valid)- provided the passport address is present address mentioned in application form / Existing Registered House Lease/ Government I-card with photo and address/ Ration Card/ Latest Property Tax / Water Tax bill.

Signature Verification: Valid Passport /Pan Card/ Processing Fee Cheque/ Banker's Verification Letter.

Proof of telephone: Latest bill of landline or mobile or WLL stating name of borrower or address of borrower.

Guarantor: Optional

NOTE :

Qualification or registration proof required for doctors, architects, CA, CS, ICWA, MBA consultant, engineers .

Documentary proofs required may vary from customer to customer

Application Fee Charges

Rate of Interest 16% to 20%

Loan Processing Charges Minimum Processing Charges

Cheque/ Instrument Swap charges Rs.500 per instance + Service Tax as applicable

Prepayment/ Forclosure Charges 2%

FAQs

Q1. How does Private Loan benefit me?

A. We offer Private Loan for any of your personal/business need at very attractive rate of interest that carries lowest EMI at the time of Private Loan repayment.

Q2. Who can apply for Private Loan?

A. Private Loan is currently available for salaried individuals only who lives in DELHI/NCR & having Minimum New Monthly Salary Income of INR 25,000/- (per month).

Don’t feel hesitate to call or contact us. Our Financial experts are here to serve you round the clock.