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Personal Loan in Gurgaon

Require Instant Personal Loan in Gurgaon? Your wait is over to get hassle free Loan with minimum documentation with Vintage Finance. Vintage Finance is RBI registered firm and a Non-Banking Finance Company (NBFC). We are engaged in offering comprehensive services of Personal loan, Auto Loan, Loan Against Property. We provide Personal Loan in Gurgaon for Low CIBIL Score applicants & Cibil Defaulters as well at a decent interest rate.

With the support of our incredible team, we are stand in the position that makes our Delhi customers completely satisfied and now Vintage Finance is spreading business over NCR regions as well. Customers from Gurgaon can easily get the complete assistance with our friendly staffs for taking Personal Loan in Gurgaon. To get Personal Loan in Gurgaon applicants just need to fill the form with their basic details on our website and our financial experts will help you with all possible ways to get the decent interest rates loan in Gurgaon location. If you are comparing Loan providers in gurgaon ,do contact us or schedule an appointment with us to see the difference in our methodologies. We don’t make any false promises or deceive the applicants, for taking a loan. We believe in providing a quality service to our applicats to get full satisfaction for what they are looking for. We are here to provide a digital platform to our Gurgaon applicants so that they can reach us for Cheapest Personal Loan in Gurgaon.

Don’t feel hesitate to call or contact us. Our Financial experts are here to serve you round the clock.

Our Salient Features

  • Borrow up to Rs 15,00,000 for any purpose, depending on your requirements.
  • Repay with easy EMIs.
  • Avail Attractive Interest Rates
  • Speedy Loan Approval.
  • Flexible repayment options, ranging from 12 to 24 months
  • Convenience of service at your doorstep.

Personal Loan

  • Loans available for salaried individuals
  • Loans are available from Rs 1,00,000 to 15,00,000/-
  • Repayment tenures from 12 to 24 months
  • Best in Class Rate of Interest
  • Simplified documentation.
  • Simple procedure, minimal documentation and quick approval

Personal Loan for Salaried

Personal Loan is a kind of unsecured loan, given to borrowers for personal use and does not require any security or collateral. While drawing the Personal Loan you are not required to disclose the end use of the borrowed money and can pay off the amount of loan in easy instalments.

Quantum of Personal Loan

Quantum of Personal Loan for salaried person is estimated on the basis of income of applicant, credit score, capacity of repayment, and steadiness of source of income for such applicant.

Repayment Tenure

Repayment schedule provides the amount of each EMI, due dates and breakup between principal and interest components. It also provides the outstanding principal after realization of each EMI.

Eligibility

Minimum age of Applicant : 21 years

Maximum age of Applicant at loan maturity : 60 years

Minimum employment : Minimum 2 years in employment and minimum 6 months in the current organization

Minimum Net Monthly Income : Rs 40,000 Family Income / Rs 25,000 per month (Loan applicable for Delhi/NCR only)

List of Documents required

Identity proof: Pan Card/Passport/Election Card/Photo Identity issued by Government, Defence Services, Public Sector undertaking/Driving Licence/Photo Credit Card/Employees ID Card, Letter/card issued by UIDAI containing the details of name, photograph, address and Aadhaar number.

Income proof: Latest salary slip showing all deductions or Form 16 along with current dated salary certificate or ITR (last 2 years).

Residence proof: Bank Account Statement/ Latest Electricity Bill/ Latest Telephone Bill/ Latest Credit Card Bill/ Employers letter certifying current mailing address/Passport(Valid)- provided the passport address is present address mentioned in application form / Existing Registered House Lease/ Government I-card with photo and address/ Ration Card/ Latest Property Tax / Water Tax bill.

Signature Verification: Valid Passport /Pan Card/ Processing Fee Cheque/ Banker's Verification Letter.

Proof of telephone: Latest bill of landline or mobile or WLL stating name of borrower or address of borrower.

Guarantor: Optional

NOTE :

Qualification or registration proof required for doctors, architects, CA, CS, ICWA, MBA consultant, engineers .

Documentary proofs required may vary from customer to customer

Application Fee Charges

Rate of Interest 16% to 20%

Loan Processing Charges Minimum Processing Charges

Cheque/ Instrument Swap charges Rs.500 per instance + Service Tax as applicable

Prepayment/ Forclosure Charges 2%

FAQs

Q1. How does Personal Loan benefit me?

A. We offer Personal Loan for any of your personal/business need at very attractive rate of interest that carries lowest EMI at the time of Personal Loan repayment.

Q2. Who can apply for Personal Loan?

A. Personal Loan is currently available for salaried individuals only who lives in DELHI/NCR & having Minimum New Monthly Salary Income of INR 25,000/- (per month).

Don’t feel hesitate to call or contact us. Our Financial experts are here to serve you round the clock.