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Loan For Cibil Defaulters

Get Personal Loans even with bad or low Cibil Score, Vintage Finance is making it happen!

Vintage Finance made new possibilities for personal loan for cibil defaulters in delhi. Persons with a low CIBIL score can have nightmares getting their loans approved. One can get a bad CIBIL score because of at least one of the accompanying reasons.

If an individual has defaulted on loan payments and credit card payments, their name is listed in the defaulter list of CIBIL. We are the one who provide personal loan for cibil defaulters in delhi.

When a borrower extensively shops for a loan but gets rejected repeatedly.

When a borrower has never taken a loan in the past and there is no credit history to validate.

Now, your wait is over to get hassle free Loan with minimum documentation with Vintage Finance. Vintage Finance is RBI registered firm and a Non-Banking Finance Company (NBFC). Personal loan for low CIBIL score or personal loan without CIBIL is easy to avail with Vintage Finance. Here we have some reasons for easy availability of Personal Loans.

Documents required are less.

Decent Interest rates.

Repay with easy EMI's.

We at Vintage Finance provides personal loan for low CIBIL score or personal loan without CIBIL check in delhi to the applicants who associating with us by filling their basic details on our website. Applicants may apply hassle free Loan with minimum documentation on decent interest rate with Vintage Finance. Our Financial experts are here to serve round the clock for personal loan for cibil defaulters in Delhi. So don’t feel hesitate to call or contact us anytime.

Our Salient Features

  • Borrow up to Rs 15,00,000 for any purpose, depending on your requirements.
  • Repay with easy EMIs.
  • Avail Attractive Interest Rates
  • Speedy Loan Approval.
  • Flexible repayment options, ranging from 12 to 24 months
  • Convenience of service at your doorstep.

Personal Loan

  • Loans available for salaried individuals
  • Loans are available from Rs 1,00,000 to 15,00,000/-
  • Repayment tenures from 12 to 24 months
  • Best in Class Rate of Interest
  • Simplified documentation.
  • Simple procedure, minimal documentation and quick approval

Personal Loan for Salaried

Personal Loan is a kind of unsecured loan, given to borrowers for personal use and does not require any security or collateral. While drawing the Personal Loan you are not required to disclose the end use of the borrowed money and can pay off the amount of loan in easy instalments.

Quantum of Personal Loan

Quantum of Personal Loan for salaried person is estimated on the basis of income of applicant, credit score, capacity of repayment, and steadiness of source of income for such applicant.

Repayment Tenure

Repayment schedule provides the amount of each EMI, due dates and breakup between principal and interest components. It also provides the outstanding principal after realization of each EMI.

Eligibility

Minimum age of Applicant : 21 years

Maximum age of Applicant at loan maturity : 60 years

Minimum employment : Minimum 2 years in employment and minimum 6 months in the current organization

Minimum Net Monthly Income : Rs 40,000 Family Income / Rs 25,000 per month (Loan applicable for Delhi/NCR only)

List of Documents required

Identity proof: Pan Card/Passport/Election Card/Photo Identity issued by Government, Defence Services, Public Sector undertaking/Driving Licence/Photo Credit Card/Employees ID Card, Letter/card issued by UIDAI containing the details of name, photograph, address and Aadhaar number.

Income proof: Latest salary slip showing all deductions or Form 16 along with current dated salary certificate or ITR (last 2 years).

Residence proof: Bank Account Statement/ Latest Electricity Bill/ Latest Telephone Bill/ Latest Credit Card Bill/ Employers letter certifying current mailing address/Passport(Valid)- provided the passport address is present address mentioned in application form / Existing Registered House Lease/ Government I-card with photo and address/ Ration Card/ Latest Property Tax / Water Tax bill.

Signature Verification: Valid Passport /Pan Card/ Processing Fee Cheque/ Banker's Verification Letter.

Proof of telephone: Latest bill of landline or mobile or WLL stating name of borrower or address of borrower.

Guarantor: Optional

NOTE :

Qualification or registration proof required for doctors, architects, CA, CS, ICWA, MBA consultant, engineers .

Documentary proofs required may vary from customer to customer

Application Fee Charges

Rate of Interest 16% to 20%

Loan Processing Charges Minimum Processing Charges

Cheque/ Instrument Swap charges Rs.500 per instance + Service Tax as applicable

Prepayment/ Forclosure Charges 2%

FAQs

Q1. How does Personal Loan benefit me?

A. We offer Personal Loan for any of your personal/business need at very attractive rate of interest that carries lowest EMI at the time of Personal Loan repayment.

Q2. Who can apply for Personal Loan?

A. Personal Loan is currently available for salaried individuals only who lives in DELHI/NCR & having Minimum New Monthly Salary Income of INR 25,000/- (per month).

Don’t feel hesitate to call or contact us. Our Financial experts are here to serve you round the clock.